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Planning Is a Process, Not a Product™

At Financial Pointe, our team works closely with successful individuals — such as those who are about to retire or who are currently retired — throughout Southern California.

These people most likely do not have the time, expertise, or inclination to manage their finances as professionally as they manage their careers and businesses. Our specialties include:


Tax Planning

Estate Planning

Risk Management Planning


Investment Planning

Retirement Planning

Business Planning

Executive Compensation Planning

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Meet the Team Running Point for You

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Ed Albrecht Photo

Ed Albrecht

Advisor
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Ed Albrecht

Advisor


Ed Albrecht is an entrepreneur who understands what it takes to start and maintain a successful business. As a graduate from Long Island University (BA Business Management), Ed put his degree and business insights to work as the founder of Edward Albrecht Textiles. For over 25 years, his company was recognized as a leading provider of creative designer fabrics for the American junior sportswear market. It was also his love of guiding and helping others succeed that lead him to discover a new career in financial planning. Until recently, Ed enjoyed a 13 year affiliation with MetLife. However, in an effort to provide clients with more concierge service, more robust product offerings and more operational excellence, he decided to pursue a change. That change lead him to proudly announce his new affiliation with Financial Pointe. Ed believes the planning process becomes the foundation upon which to accomplish life’s goals. He is dedicated to working with clients primarily made up of business owners and individuals who welcome professional financial guidance. 

Being a proud father, husband, and business owner, Ed intuitively knows financial needs and how to help people identify their special goals and offer strategies to help obtain them. Working from that perspective, Ed collaborates with his clients to develop a comprehensive plan. 

Ed is also deeply involved in Calabasas community affairs. He has long time involvements with the Jewish Home for the Aging and the Simi Valley Boys & Girls Club. 

Ed and his wife Dot are long-time residents of Calabasas, California. They have two grown sons, Adam and Jonathan.

Stephen Arnold Photo

Stephen Arnold

Advisor
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Stephen Arnold

Advisor



Stephen Arnold is a financial advisor at Financial Pointe. Steve was born in Oxnard and attended local schools, graduating from Oxnard High School. Steve’s family has lived in Ventura County for over 100 years. Steve attended UCSB, majoring in English. He started his financial career with Paine Weber Securities in 1983. Steve specializes in Retirement and Estate Planning. 

Steve has always had a passion for all sports, having played many of them himself. He played tennis and raced bicycles everywhere he went. He is in the UCSB Hall of Fame Soccer and Rugby. In his free time now, you will find him on the golf course. Steve lives in Camarillo with his wife Judy, who is a professional dog groomer. They have four children and four grandchildren.

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Ken Benedict, CFP®

Advisor
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Ken Benedict, CFP®

Advisor


Ken Benedict brings to Financial Pointe more than 21 years of planning, operations and management experience in the financial services industry. Prior to working with Financial Pointe, Ken co-founded DAAT Asset Management, an independent investment advisory firm. His past experience includes being a highly successful Vice President and Branch Manager at Charles Schwab & Co., Inc., overseeing several multi-billion-dollar branch locations in Southern California. This is where he gained a passion for helping investors protect and build wealth through comprehensive financial planning. Additionally, Ken served as the Greater Los Angeles Regional VP for Fremont Investment and Loan. As a CERTIFIED FINANCIAL PLANNER™ professional, he is held to the highest fiduciary standard in the financial planning industry and works to help clients reach their financial goals. 

Ken graduated from California State University, Fullerton with a Bachelor of Arts, business administration degree with a concentration in finance. He is the very proud father of three daughters and is active in his community as a volunteer for the Miller Family YMCA in Newbury Park, CA.

Shawn Benedict Photo

Shawn Benedict

Office Manager
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Shawn Benedict

Office Manager



Shawn joined the Financial Pointe team in October of 2012. Shawn began her career in the financial services industry in 1985 in customer service with First Interstate Bank and then with 20th Century Insurance. During her eleven years with 20th Century, she rose through the ranks to become a senior underwriter. In 1998, Shawn accepted the opportunity to join Countrywide Insurance Services where she led auto and life insurance operations. She was recognized with the President's Council award for excellence for substantially increasing the quality, output, and customer satisfaction of the department. In 2003 Shawn left the corporate world to dedicate more time to assist with the various sports and music activities of her daughter during her middle and high school years. During this time she also worked for Keller Williams Realty helping families with their real estate needs. Shawn has held licenses and certifications in Insurance and Real Estate and attended Moorpark College. Shawn has spent the last few years providing elder care to family members in need. Shawn’s daughter is now a senior at San Francisco State University. Shawn and her husband will soon celebrate their 25th wedding anniversary. They enjoy travel, the arts, and most of all spending time with family, friends and their three dogs.

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Jack Dvir, AAMS®

Advisor
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Jack Dvir, AAMS®

Advisor


Jack Dvir, AAMS®, is a financial advisor at Financial Pointe. Jack graduated from California State University, Northridge (CSUN) with a degree in accounting in 1992. He received his Certified Public Accountant certification in 1996. Jack started his career at Edward Jones as an Investment Representative in 2000. He is an Accredited Asset Management Specialist, and certified in the California Partnership for long-term care. He taught courses, including “Smart Women Finish Rich” and “Personal Financial Workshop,” through the Conejo Valley Adult School.

Jack & Hadar have been married since August of 2000, and have three wonderful children, Noah, Nathan and Naomi. Jack enjoys giving back to the community, and is a member of the Rotary Club of Westlake Village. He and his oldest son deliver meals to the homebound and participate in many other volunteer projects. He leads the Conejo Valley Business Independent Networking Group.

Elad Goren, CFP® Photo

Elad Goren, CFP®

Principal & Co-founder
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Elad Goren, CFP®

Principal & Co-founder


Elad Goren, CFP®, is a Principal and Co-founder of Financial Pointe. Elad graduated from California State University, Northridge (CSUN) with a degree in Finance in 1999. Elad also attended California Lutheran University (CLU) and completed the Financial Planning certification program. He received his Certified Financial Planner™ certification in 2009. Elad started his career at Edward Jones Investments as a Registered Representative in 1999. In 2004 he and his partner Stephen Thomas started Financial Pointe. 

Elad and Marni have been married since August of 1999. They have two beautiful children, Ben and Revi. As a longtime member of this community, Elad is very happy to be involved with many organizations. He is also involved with the Jewish Federation and the Maccabi Sports Organization. He is a member of ProVisors and The Financial Planning Association.

Aleksandar Krakovic, CMFC® Photo

Aleksandar Krakovic, CMFC®

Advisor
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Aleksandar Krakovic, CMFC®

Advisor



Aleksandar Krakovic, CMFC®, has been in the financial planning industry since January 1995 where he has been specializing in Estate and Business Succession Planning, working alongside his clients’ attorneys and CPA’s. Alek has focused his practice on Group Retirement Plans, helping his clients enhance their investment options and fulfill their fiduciary obligations with the ever changing regulations.

Alek is an avid baseball enthusiast, with a collection of baseball memorabilia. Also, he is an active parishioner at St. Steven’s Serbian Orthodox Cathedral, helping whenever needed.

Alek and his wife, Maria, have been married since 2004, and have a beautiful daughter, Carolina.

Jim MacKellar, CLU, ChFC® Photo

Jim MacKellar, CLU, ChFC®

Advisor
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Jim MacKellar, CLU, ChFC®

Advisor


Jim entered the financial sector in 1973 as an agent and then manager with the Metropolitan Life Insurance Company. He left to form his own firm (MacKellar & Associates) in 1985, and merged with Financial Pointe in 2017.

Jim holds the Chartered Financial Consultant and Chartered Life Underwriter designations from the American College in Bryn Mawr, Pennsylvania, and holds several securities and insurance licenses. 

A California native, Jim attended Cal State University, Northridge, spent two years overseas in the US Army, and was a professional musician for over 20 years. Jim and his wife Michele live in Newbury Park.

Heather McNeil Photo

Heather McNeil

Administrative Assistant
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Heather McNeil

Advisor


Heather joined the Financial Pointe team in March of 2015.

Heather began her career in the hospitality service industry in 1993 in customer service and hotel accounting. She received her Associates of Arts degree in Business Administration from Moorpark College in 1995. After leaving the hospitality industry in 1999, she spent the next 15 years in pension administration with a third party administrator and insurance firm in Woodland Hills, CA. Over the course of her career in pension administration, she earned several certifications in Defined Contribution administration and compliance and was a member of the American Society of Pension Professionals & Actuaries (ASPPA).

Heather & her husband, Darren, have been married since May 1999 and have two children. She has been an active member of the PTA Executive Board for over 5 years at her children's school. She enjoys watching her boys play baseball and golf, and spending time with her family and friends.

Rick Norkin, CLU® Photo

Rick Norkin, CLU®

Advisor
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Rick Norkin, CLU®

Advisor



Rick Norkin, CLU®, moved to the Conejo Valley as a teenager when the sheep outnumbered the people. After graduating from Cal State Northridge Rick has worked exclusively in the financial services industry, first as a banker and since 1997 as a financial advisor. Rick is an avid golfer. He and his wife, Marta, have three children and 5 granddaughters. Rick specializes in retirement planning and corporate 401(k) pension plans.

David Ramos Photo

David Ramos

Advisor
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David Ramos

Advisor



David Ramos is a decorated veteran of the U.S. Air Force. He completed an AAS degree in Airway Science from the Air University. He enrolled at the University of Phoenix to complete a Bachelor of Science Degree in Business Management.

David has been in the financial services industry since 1998. He started his career with CIGNA Financial Advisors. He holds certifications in Microsoft Advance Server and Network Administration. His extensive background in computer systems, technology and advisory services allows him to support Financial Pointe in many of its technology advancements.

When not working with clients or supporting the office you can find David on the beach; either beachcombing or salvaging an errant shot on the golf course. David has three daughters; Bryce, Brooke, and Britt.

Mark Roncoroni, CRPC® Photo

Mark Roncoroni, CRPC®

Advisor
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Mark Roncoroni, CRPC®

Advisor



Mark Roncoroni recently joined Financial Pointe and has been in practice since 1999. Mark attended the College for Financial Planning and received his Chartered Retirement Planning Counselor accreditation. He also recently completed the Certified Financial Planner requirements and is scheduled to sit for the national exam in 2017. 

Mark’s financial planning practice focuses on income tax advantaged wealth accumulation, preservation and retirement funding strategies. He works hand-in-hand with his clients to help them identify, evaluate and implement strategies to achieve their financial goals and objectives. 

While Mark was serving in the U.S. Navy for eight years as an Anti-submarine Warfare Specialist, he earned his B.S. in Electronic Engineering. Prior to joining the financial planning industry, Mark worked as a Systems engineer for 11 years for the U.S. Navy.

Stephen Thomas, MS, CFP® Photo

Stephen Thomas, MS, CFP®

Principal & Co-founder
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Stephen Thomas, MS, CFP®

Principal & Co-founder


Stephen R. Thomas, MS, CFP®, is a Principal and Co-founder of Financial Pointe. Steve graduated from the University of California, Santa Cruz (UCSC) with a degree in Chemistry in 1997. He earned the Certified Financial Planner certification in 2009 after completing the professional education program through the Certified Financial Planner Board of Standards, Inc. He also received a Master of Science degree in Financial Planning from the College of Financial Planning in 2013. Steve has worked exclusively in the area of financial planning since 1997. He serves a great variety of individuals and businesses from throughout Southern California, including but not limited to: physicians, executives, CPA’s, attorneys, widows, divorcees, mature families, business owners, pre-retirees, and retirees.

Steve is a sports enthusiast, but would rather play sports than watch them. He has used his passion for sports, particularly soccer, to help neglected children, living in Camarillo California based Casa Pacifica, learn and enjoy the game of soccer. 

Steve and his wife, Mandy, are high school sweethearts and have three children, Matty, Brooke, and Renden.

Kevin Tolsma, CFP® Photo

Kevin Tolsma, CFP®

Advisor
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Kevin Tolsma, CFP®

Advisor



Kevin Tolsma, CFP is a Financial Advisor for Financial Pointe. Kevin received a degree in Economics from UC Berkeley in 1987 and has completed MBA coursework in Finance at Seattle Pacific University. He started his career with the venerable investment banking firm, Donaldson, Lufkin and Jenrette in 1987. Kevin advises clients in the realm of Retirement and Estate Planning, Investments, Charitable Planning and Business Succession Planning. 

Kevin has been a past speaker at the Western Pension and Benefits Conference.

Kevin and his wife, April have two children, Cambria and Camden. Kevin is an avid reader and a fitness buff. He enjoys skiing, boarding and body surfing and is also active with his church.

Ira Zito, CFP® Photo

Ira Zito, CFP®

Advisor
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Ira Zito, CFP®

Advisor



Ira Charles Zito, CFP®, shares 17 years of financial planning experience and six years of accounting experience. Ira attended the College of Financial Planning and completed the Certified Financial Planning and Certified Retirement Plan Specialist programs. In addition, he received his MBA degree in Finance at Long Island University and his Bachelor of Science degree in economics and accounting at the State University of NY in Oneonta. He has worked with many financial experts from some of the most prevalent financial firms in the industry like, Fidelity Investments, Charles Schwab, Morgan Stanley Smith Barney and Ameriprise. In addition, he has six years in corporate accounting experience analyzing the financial statements of both small and large organizations and providing solutions to lower taxes, reduce expenses and increase income. 

He joined Financial Pointe to benefit from the wealth of intellectual knowledge and resources, act as a fiduciary and maintain independence in order to provide sound advice to his clients. He is a member of the Financial Planning Association and enjoys educating people in the area of personal finance so they can accumulate wealth, protect assets and transfer their estate with confidence. His strength is in the ability to explain personal finance in everyday language and providing comprehensive financial strategies. 

Ira and his wife Ling have been together since 2005. They both moved to Los Angeles in the late 1990’s from New York and Indonesia and love raising their two children, Victoria and Alexander, here in the San Fernando and Conejo Valley area. Ira has competed in a number of triathlons, marathons and cycling competitions and was an Ironman competitor in 2004 with a finish time of 12 hours. Now he enjoys sharing his outdoor activity time with his family.

Informed. Appropriate. Strategic.

Financial Decisions

Start Planning Now

Financial Planning


Our proactive approach to client service is all about saving you time and providing you with a feeling of confidence.

This structure means we can meet all your financial needs, eliminating the complexities associated with working with more than one company.

At Financial Pointe, we believe in truly understanding your entire picture before developing a sound financial plan. By discussing your financial goals, timeframe for results, and risk upfront we can devise a better strategy for your unique situation. We’ll take a look at things such as:

Cash flow

Assets

Liabilities

Current insurance coverage

Investments

Tax strategies

Business planning

Executive compensation

Fringe benefits

Estate planning

As needed, we can help coordinate the financial planning process with you and other professionals such as attorneys, accountants, mortgage brokers, and property casualty insurance agents.


Investment Management


There’s one common thread at the root of our investment services: You.

By understanding your current situation, investment objectives, and any unique challenges you face, our team will determine which risk/return profile best describes your tolerance for risk and provides a strong framework from which all your future financial decisions can be made.

As a Financial Pointe investment client, you can rest easy knowing your portfolio is continuously monitored and periodically rebalanced. This process helps us make sure your investments are constantly aligned with your long-term risk and return objectives.

Investing involves risk including the potential loss of principal. No investment strategy including asset allocation can guarantee a profit or protect against loss in periods of declining values. Rebalancing investments may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events will be created that may increase your tax liability. Rebalancing a portfolio cannot assure a profit or protect against a loss in any given market environment.

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Let’s Get to Work

Financial Pointe


3323 Old Conejo Road
Thousand Oaks, CA 91320

Phone

(805) 499-3570

Fax

(805) 499-3571

Check the background of this firm/advisor on FINRA’s BrokerCheck.